Stay safe online. Now more than ever it’s important to be cybersafe. See Santam’s tips to help you stay safe online. Learn more.
Our ability to respond to evolving risk in the marketplace demands that we think beyond products and focus on offering practical and sustainable solutions. We're committed to providing our clients with industry-leading, innovative and bespoke risk insurance solutions across various industries.
Tailor made solutions
Whether you’re in the market for insurance for corporate property, engineering and construction risks or simply seeking specialist liability cover we provide tailor-made solutions backed by our unmatched technical experience and a thorough understanding of today's business risks.
Unmatched expertise
The core strength of Specialist Solutions lies in our underwriting managers and divisions, who are leaders and experts in their respective industries with a focus on entrepreneurial thinking and big ideas. They stay abreast of current market conditions and trends, identifying any opportunities or threats for your business and offering the best advice and risk solutions for the most challenging risk exposures.
The leading Pan-African Specialist insurer
In partnership with Sanlam Pan Africa, our African footprint is steadily expanding to over 29 countries and are proudly Africa’s leading specialist insurance solution provider. Specialist Solutions takes the lead in managing the combined Sanlam Pan Africa specialist insurance business and is the technical and capacity provider for certain specialist lines such as property, engineering, marine, and liability, crop insurance across the continent.
Santam Aviation has established itself as South Africa’s leading aviation insurer. Our expertise and commitment ensure you can always count on us.
We offer extensive cover for business and leisure travellers in the event of any unforeseen incident, including medical expenses.
We offer a one-stop shop – with both a short-term and life cell captive license which provides the convenience of insurance solutions under one roof.
We offer protection against a wide range of risks to your commercial drone or fleet.
Emerald Risk Transfer is the leading provider of corporate property and associated engineering insurance products on the African continent.
We are able to provide construction and engineering insurance capacity throughout the continent of Africa.
Santam Heavy Haulage offers comprehensive insurance solutions for heavy commercial vehicles with a gross mass exceeding 3 500kg.
We offer tailor-made solutions and boast an array of technical and reinsurance support services.
VUM offers a wide range of cover in the public transport sector – including e-hailing, minibuses, metered taxis and shuttles.
Echelon offers tailored personal asset risk solutions to meet the needs of professionals, business owners and executives.
We are an industry innovator in Specialist insurance structuring, offering partners and clients individually designed financial solutions.
SHA Risk Specialists, a division of Santam, is the largest niche casualty insurance provider on the African continent.
The VUM Business Lite is a reliable, simple to understand, and affordable insurance cover designed to protect small businesses.
Cybercriminals no longer just target big businesses. Big, small, whichever industry you’re in, every business is a potential target for criminals. And they are getting more and more sophisticated every day. Insure your business against electronic threats such as data breaches and cyber-attack.
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