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Running a small business in South Africa comes with unique challenges and opportunities. Small business insurance is your safety net, ensuring that your hard work is protected. We understand the importance of providing you with cover that meets your specific needs. Our insurance policies are designed to offer you the peace of mind that comes with knowing your business is safeguarded against risks such as property damage, liability claims, and unforeseen disruptions.
Always by your side
Santam Business Assist gives you access to a host of services that will help you navigate the necessary but tedious side of running a business. Think of Santam Business Assist as your business concierge and a team of consultants, at your disposal, aiding you with office emergencies, finance matters, marketing solutions, labour relations and HR matters, IT, and general business assistance
Learn moreExpert legal guidance
Legal challenges can arise unexpectedly, but with our legal assistance, you have expert advice and support at your fingertips. From contract reviews to handling disputes, our legal team is ready to help you navigate any situation with confidence and ease.
Learn morePrioritising Health and safety
The health and wellbeing of your employees is essential for your business success. Our medical assistance ensures that you and your employees have access to emergency medical services, personal health advisors, trauma assistance and unlimited telephonic health counselling, helping you maintain a healthy and safe workforce.
Learn moreCovers employee-related risks such as work-related injuries.
Protects your business premises, equipment, and inventory from damages due to fire, theft, or natural disasters.
Safeguards your cash flow by covering loss of money from theft, and covers costs you incur as a result of an interruption to business due to damage to your property.
Insures your business vehicles against accidents, theft, and liabilities.
Shields you from third-party claims and helps you navigate legal disputes.
Provides access to expert advice, risk management tools, and other business support services.
At Santam, we understand this and know that your time is precious. You need to focus 100% of your time and energy on your livelihood. View our services.
24hr roadside assist
Our Roadside Assist is an optional value-added service available at an affordable cost per month per vehicle.
24hr emergency medical assist
Get free medical assistance with your policy.
Legal assist
Get free legal advice with your policy.
Santam Business Assist
Santam Business assist is available at an affordable cost per month.
Need immediate assistance?
0860 505 911
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